Rates and insurance information

Fees and Payments – The fee for a 45-50 minute session is $300. Longer/shorter sessions are pro-rated proportionally. Please let me know if you want to limit sessions to 45-50 minutes.

You are responsible for payment of fees at the time of each session. I accept all credit cards except American Express and Discover. You can make payment via Venmo, Zelle, or check. You will be expected to pay for each session at the time it is held unless we agree to a different plan.

I charge an hourly fee of $360/hour for other professional services you may need.

Cancellation Policy – If you need to cancel an appointment, please let me know as soon as possible. Once an appointment hour is scheduled, you will be expected to pay for it unless you provide a minimum of 48 hours advance notice of cancellation, unless I am able to reschedule the time.

Health Insurance – If you have a health insurance policy, you may be able to get reimbursement for the costs of therapy if you have coverage for out-of-network, outpatient treatment. Most PPOs provide some reimbursement for out-of-network treatment; HMOs generally do not provide any reimbursement for out-of-network providers. I will provide you with an itemized statement at the end of each month that you can submit to your insurer to file a claim for reimbursement. For Blue Cross / Blue Shield, I will submit claims directly on your behalf and they will reimburse me. Note that you, not your insurance company, are responsible for full payment of my fees. It is very important that you find out exactly what mental health services your insurance policy covers.

I do not participate in any managed care networks and am not a Medicare provider. You are unlikely to be able to obtain reimbursement for my services if you are limited to meeting with providers in your insurance network.

It is very important that you find out exactly what mental health services your insurance policy covers. You should carefully read the section in your insurance coverage booklet that describes mental health services. If you have questions about the coverage, call your plan administrator. I will provide you with whatever information I can based on my experience and will be happy to help you in understanding the information you receive from your insurance company.

Due to the rising costs of healthcare, insurance benefits have increasingly become more complex. It is sometimes difficult to determine exactly how much mental health coverage is available. If you need to have a provider who is covered by your insurance, I will help you find a referral to an appropriate clinician who participates in your insurance network.

Insurance Coverage for Telephone & Video Sessions – Insurers do not generally reimburse for phone sessions. Reimbursement policies for video sessions vary with different insurance companies and policies. Refer to the Teletherapy Guide for Clients for more information. Check with your insurer to clarify reimbursement policies and any special procedures that need to be followed to obtain reimbursement.

The above information is a brief summary of fees, cancelation policies, and insurance information. For more details refer to our practice policies and HIPAA information.

Contact Joel:

Note that messages sent to/from this email address are private and secure, meeting HIPAA requirements for protection of personal health information (PHI).
(617) 965.3932